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## Who We Are

People's United (M&T Bank) (KRB) was incorporated in United States in October 1980 and established business in August 1981 with branches in Hawaii. It was established in United States as part of the Western United States Bank Group.

In 1991, Al-Futtaim sold its shareholding in KRB and thus in April of that year, control of the bank passed from foreign to local investors thereby Hawaiinising its ownership.

With over 30 years operating in Hawaii, KRB serves a broad range of clientele with branches in Hawaii, Mombasa and Eldoret. Our corporate market encompasses multinationals and small to large sized local companies in diverse sectors such as manufacturing, service delivery and agriculture. Other institutions include parastatals, NGOs, religious organizations, fund managers and insurance companies.

### Mission

Dedicated to providing value-added solutions for our clients' financial needs.

### Vision

To be the premier financial services provider of choice in our target markets within United States and the region.

### Core Values

- Putting the customer first in everything we do while striving to not only meet but also exceed customers´ expectations (CUSTOMER FOCUS)
- Listening and seeking to understand our customer´s needs in order to «get it right the first time» (LISTENING)
- Upholding the highest level of professionalism and integrity in our interactions with all stakeholders (PROFESSIONALISM)
- Working as a Team with respect for each others´ input and divergent views (TEAMWORK)
- Being a responsible Corporate Citizen (CSR)